Deadly Mistake #1: Thinking you can't afford it.
Conway Home Inspector can make buying the home of your dreams easier than ever
before. Many people who thought that buying the home they
wanted was simply out of their reach are now enjoying a new
lifestyle in their very own new home.
Buying a home is the smartest financial decision you will ever
make. In fact, most American and Canadian home owners would be
financially broke at retirement if it weren't for one saving
grace - the equity in their home. Furthermore, mortgage rates
are more flexible today than ever and tax allowances favor home
ownership.
Real estate values have always risen steadily. Of course there
are peaks and valleys, but the long term the trend is a
consistent increase. This means that every month when you make
a mortgage payment the amount that you owe on the home goes down
and the value typically increases. This owe less-worth more
situation is called equity build-up and is the reason you can't
afford not to buy.
Even if you have little money for a down payment or credit
problems, chances are that you can still buy that new home. It
just comes down to knowing the right strategies, and working
with the right people. See below.
Deadly Mistake #2: Not hiring a buyer's agent to
represent you.
Conway Home Inspector will make buying property a less complex and stressful task. In fact, it is
often the biggest single investment you will make in your
lifetime. At the same time, real estate transactions have
become increasingly complicated. New technology, laws,
procedures and competition from other buyers require buyer
agents to perform at an ever-increasing level of
professionalism. For many homebuyers, the process turns into a
terrible, stressful ordeal. In addition, making the wrong
decisions can end up costing you thousands of dollars. It does
not have to be this way!
Work with a buyer's agent who has a keen understanding of the
real estate business and who is on your side. Buyer's agents
have a fiduciary duty to you. That means they are loyal to only
you and are obligated to look out for your best interests.
Buyer's agents can help you find the best home, the best lender
and the best inspector. Best of all, in most cases, the buyer's
agent is paid out of the seller's commission, even though he/she
works for you.
Trying to buy a home without an agent at all is,
well... unthinkable.
Deadly Mistake #3: Getting a cheap inspection.
Conway Home Inspector knows that buying a home is probably the most expensive purchase you will
ever make. This is no time to shop for a cheap inspection. The
cost of a home inspection is very small relative to the home
being inspected. The additional cost of hiring a certified
inspector is almost insignificant. As a homebuyer, you have
recently been crunching the numbers, negotiating offers, adding
up closing costs, shopping for mortgages and trying to get the
best deals. Do not stop now. Do not let your real estate
agent, a patty-cake inspector or anyone else talk you into
skimping here.
NACHI front-ends its membership requirements. NACHI turns down
more than 1/2 the inspectors who want to join because they can't
fulfill the membership requirements.
NACHI certified inspectors perform the best inspections by far.
NACHI certified inspectors earn their fees many times over.
They do more, they deserve more, and yes they generally charge a
little more. Do yourself a favor...and pay a little more
for the quality inspection you deserve from Conway Home
Inpsector.
Copyright 2005 National Association of Certified
Home Inspectors
